First Time Winning Incentives

Recently I closed on my first home. Not only was the process fluid and simple, I ended the day with first time buyer incentives that were OUT OF THIS WORLD!!

The Michigan State Housing Development Authority (MSHDA) (http://www.michigan.gov/mshda) holds many programs available to first time buyers. Depending on your area the deals are endless. Recently passed legislation has also included monetary grants to all areas of the state.

$ Down Payment Assistance (http://www.michigan.gov/mshda/0,1607,7-141-45866_45870-175332--,00.html)

- This program is available to low-to-moderate income buyers. The household income limits vary depending on location and family size.
- Buyer must complete a short home buyer education class. (GREAT INFO)
- 0% Interest / 0 Payments!! Full amount due upon sale or transfer of property or when the first mortgage is paid in full.
- The max assistance for this program is $7,500.00.
- CHECK ABOVE LINK FOR MORE INFO!

$ FHA Loan (http://www.michigan.gov/mshda/0,1607,7-141-45866_47903-165004--,00.html#FHA)

- 30 Year Fixed Rate Loan available to low-to-moderate income borrowers who meet the MSHDA sales price and income limits.
- Non - Traditional credit score allowed. (Low credit score)
- CHECK ABOVE LINK FOR MORE INFO!


These are the two main programs that are offered by the MSHDA. Check with your local Loan Officer for details.

There are many other smaller programs available to your specific area. For instance in Hastings there is Down Payment Assistance of up to $10,000 and Repair Assistance of up to $20,000 available. This program is truly amazing and I am currently reaping in the benefits. The Down Payment Assistance and Repair Assistance are considered a second loan. This loan is 0% Interest / 0 Payments and if you live in the house for 10 years or more the loan is forgiven. This program is currently available in specific areas so call me for details.

These MSHDA programs are great for beginners. There are also options for current homeowners. Any questions on these great incentives drop me an email, text, phone call or stop in and say hi.

Justin Peck and Miller Real Estate....
....ALL REAL ESTATE / ALL THE TIME!!

Miller Real Estate
149 West State Street
Hastings, MI 49058
269-945-5182

Justin Peck
Cell : 269-760-4965
Email : bigjay1585@hotmail.com

REAL ESTATE ENTRANCE

Hello to all who are viewing this blog. I would like to introduce myself first...

My name is Justin Peck and I am currently working through Miller Real Estate! (http://www.millerrealestate.net/)

I have 6 years of sales experience and 20 + years of getting to know beautiful BARRY COUNTY! (http://www.barrycounty.org/)

I find that a personal touch should be added to everything I do in life. In this line of work staying personal helps me help you!! While I can't promise several years of Real Estate experience I can promise high energy, solid reliable information, trust, quicker response times, and results. I have 50+ years of Real Estate experience backing me at Miller Real Estate. I work on the premise of "ALL REAL ESTATE ALL THE TIME!"

I have recently went through the home buying process and it was much easier than I thought. I can say that going from renting to buying was very simple and cheaper than I believed. I was able to secure financing through a government loan. I put less that 3% down on the home (which for a 100,000 home is less than $3,000). The payments are $200 less than renting and I have something to add value to my future! Cheap financing, 10% cash back for those who qualify, and low payments ... NOW IS THE TIME TO PURCHASE!

Working with a Real Estate Agent was easy and they knew what I needed and wanted. They truly work hard for your personal success. I did try to complete the process on my own but going through an agent was much easier. They did the work while I supervised. I was able to meet with the agent on weekends, call at all hours of the day, and they explained the "hard to read" fine print in ways in which I understood!!

I have to say that because of my experience and by going through the process myself I am fully ready to serve you in your Real Estate needs. Let me help you work through the process quickly and efficiently to secure your desired outcome. With the boom in technology I will bring new age ways of effectively advertising your home or finding your future.

Whether you are ...

Selling : Let me bring your Real Estate to LIFE!!
Buying: I'm EVERYWHERE You WANT to BE!!

I will be there to help throughout the process. Call today to secure a better future....THE RIGHT WAY!

Justin Peck
Cell: 269-760-4965

Miller Real Estate MEANS SOLD
149 W. State Street
Hastings, MI 49058

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